In the current chaotic economy, small business owners have their hands full with numerous financial challenges. Three of the most likely recurring problems involve commercial financing, operating expenses and supplier agreements. While these are all difficult issues to tackle under any circumstances, the use of business negotiating strategies can help with all three (as well as other cost issues). While this will require some dedicated efforts (often involving the help of a business finance communications expert), the implementation of a business negotiation strategy can contribute to an immediate cash flow benefit. Such timely business cost reductions will prove to be especially helpful to small businesses that have been struggling to cut operating costs.